Saturday, 2 February 2019

jobs in HBL Bank credit administration officer

Credit Administration Officer - (1900003H)

Description

 
JOB PURPOSE
To assist Regional Head CAD in overall functioning of credit administration in the region.
Description
Documentation Perfection
To ensure prompt availability of finance/security documents, its reconciliation with GL, its preparation, registration with concerned authorities and assist Regional Head CAD in completion/perfection of securities before line release. Thorough review of Offer letter in accordance with the terms and conditions of approval.
To timely highlight the exceptions/ deficiencies in the finance documents, escalation to line management, follow-up and its ratification.
Document Management
To ensure thorough pre and post CP vetting and preparation / implementation of document index/checklist within agreed TAT.
Daily review of transactions and sign-off on ATs/ OTs, referral card, deal tickets in accordance with procedural guidelines with no exceptions.
Vendor Management
To handle all functions related to assignment and completion of legal (Initial Legal Advice, Post Mortgage Opinion, / Legal review, perfection & completion of mortgage formalities etc.), valuation, mucaddamage, stock inspection, surveyors etc. with close liaison within agreed time frame/ problem resolution etc.
To conduct joint visits with Business for physically verifying the property, documenting their observations and performing a sanity check on valuation
Stock Evaluation / Stock Inspection / Insurance
Periodical evaluations of stock reports (Hypo & Pledge) and Insurance Policies in terms of procedural guidelines, its DP adjustment, follow-up management and reporting of exceptions in CAD Monthly updates. To arrange /conduct / monitor periodical hypo & pledge stock inspections through in-house / outsource, its review, follow-up management and reporting of exceptions in CAD Monthly updates. Complete pledge management including handling of muccadam affairs, periodical DP monitoring, DO issuance & timely reporting of shortfall/forced lifting cases.
Record Keeping
Safe custody, maintenance and archival of all types of collaterals and its release after proper due diligence.
To ensure maintenance / updation of credit files and retention of documents as per laid down procedures.
Processing Charges
To ensure 100% recovery of all type of charges e.g. limit processing, renewal, redemption etc. as approved n CP/ SOBC and there should be no leakages of income.
MIS
To ensure accuracy in limit feeding / collateral maintenance / collateral evaluation (shares, PIB, FC deposits etc.) in accordance with approved CP after completion of required formalities
To ensure accuracy of demographic information (e.g. borrowers’ profile, directors’/partners’ information / SIC / SME Tagging / ORR / Group information etc.) of borrowers in Misys to facilitate in house / SBP ECIB reporting.
To prepare timely and error free reporting of MIS/CAD updates / Delinquencies, regulatory / in-house reports etc. to relevant stakeholders through Regional Head CAD
 

Qualifications

 `
Minimum qualifications:
  • Bachelor’s Degree
Minimum experience:
  • Fresh / 1 year of related experience
 

Primary Location

: Pakistan
Function: Risk Management

jobs in HBL Bank credit administration offic

Phone Banking Officer jobs in bank islami

Bankislami Pakistan Limited is looking for enthusiastic out bound phone banking officers.
    Position will be responsible for:
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  • Dealing, tacking and following up on leads
  • Conduct survey research over the phone via calling customers and getting their feedback regarding banking products/services
  • Meeting monthly targets pertaining to sales/survey/customer interaction
  • Meeting monthly targets pertaining to sales/survey/customer interaction


  • Job Location: Karachi Pakistan
    Minimum Education: Intermediate/A-Level
    Career Level: Entry Level
    Experience: 1 year of telesales experience, however fresh candidate may also apply
    Salary: 18k – 20k

jobs in Bank Alflah For Relationship Executive

Relationship Executive

The role will be primarily responsible to drive & manage the execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets.
  • Achieve sales and activity targets
  • Strengthen and build on the relationships with existing customers
  • Provide efficient sales and service to branch customers and ensure high level of customer satisfaction
  • Increase NTB relationships and cross sell products and services keeping in view the Borrowing, Saving, Transactional and Protection needs

Selection Criteria:

Experience: At least one year of sales experience
Qualification: Minimum Bachelor’s degree

jobs in Bank Alflah For Relationship Manager Trade/assests

Relationship Manager – SME/Trade/Assets

The role will be responsible to manage and grow complete relationships of a portfolio of related customers ensuring that all their banking needs are efficiently met – deposit/transaction, trade and borrowing.

Key Accountabilities:

  • Meet or exceed portfolio targets for customers
  • Generate new prospects
  • Structure and negotiate deals with customers that meet the bank’s profitability targets
  • Conduct financial statement & credit analysis of customers for credit applications and performing annual reviews
  • Monitor utilization of facilities by customers, including trade transactions

Selection Criteria:

Experience: Relevant banking experience of 2 – 5 years in Trade/SME
Qualification: Minimum Bachelor’s degree

Jobs In Bank Alflah For Branch Manager

Branch Manager

The role will be primarily responsible to assign and direct all work performed in the branch and to supervise areas of operation, establish and maintain customer relationship and identify prosperous market for both assets and liabilities in compliance with banking policies and procedures

Key Accountabilities:

  • Assess local market conditions and identify current and prospective sales opportunities
  • Bring out the best of branch’s personnel by providing training, coaching, development and motivation
  • Develop forecasts, financial objectives and business plans
  • Network to improve the presence and reputation of the branch and company
  • Stay abreast of competing markets

Selection Criteria:

Experience: 6-8 years of experience in branch banking; with at least 3 years as a Branch Manager
Qualification: Minimum Bachelor’s degree

jobs in Bank Alflah For Counter services officer

Counter Services Officer

To provide high quality customer service while dealing in all branch banking transaction in accordance with the policies and procedures implemented by Bank Alfalah Ltd and State Bank of Pakistan.

Key Accountabilities:

  • Handle Cash related transactions which include Cash receipts, Payments, Exchange of Denominations, Credit Card Payments, Fee Payments, Cash Advances, Cash Sorting and Utility Bills Receipts as per Bank’s policies and procedures
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Selection Criteria:

Experience: Relevant branch banking experience of 1- 3 years
Qualification: Minimum Bachelor’s degree

Jobs in Bank Alflah For Trade Finance Officer

Trade Finance Officer

The role will be responsible for ensuring that all the trade finance activities are conducted strictly in accordance with the Bank’s policy, rules and regulations.

Key Accountabilities:

  • To review and check customer’s application and process all completed document on each applicable stage
  • Overall processing of Import and Export transactions on WeBOC and ITRS F.E Returns
  • Monitoring and Reconciliation of all I Form / E Form data in Bank’s system and WeBOC
  • Coordination with SBP and customs for WeBOC related matters
  • Monitoring and assisting SBP Helpdesk unit for day to day approvals and other matters
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Selection Criteria:

Experience: 1-3 years of experience in trade preferably in a bank.
Qualification: Minimum Bachelors degree

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Relationship Manager – Retail

The role will be responsible to drive and manage the execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets.

Key Accountabilities:

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  • Cross sell various products such as Consumer and Insurance products
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  • Provide highest level of customer service
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Minimum Eligibility

Experience: At least 2-3 years in a liability sales role
Qualification: Minimum Bachelor’s degree

Educators jobs in Punjab Public Service Commission


Department                         PUNJAB SPECIAL EDUCATION DEPARTMENT

Totall Number of post        15

Requirements

M.A Education (2nd Division or Grade C) OR M.Ed. (2nd Division or Grade C) OR M.A Psychology (2nd Division or Grade C) OR Graduate (2nd Division or Grade C) with B.Ed. (2nd Division or Grade C) OR M.A (Special Education) (2nd Division or Grade C) OR M.Ed (Special Education) (2nd Division or Grade C) OR Graduate (2nd Division or Grade C) with B.Ed (Special Education) (2nd Division or Grade C)



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