Sunday 7 April 2019

State Bank of Pakistan YPIP – 4th Batch Past Paper

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Past Paper

State Bank of Pakistan Banking Services Corporation YPIP – 4th Batch






VERBAL

Question (1) following the passage refers to the numbered sentences in the passage. Answer the question by choosing the best alternative using logic and organization.



When television is good, nothing-not the theater, not the magazines or newspapers-nothing is inferior. But when television is bad, nothing is worse. I invite you to sit down in front of your television set when your station goes on the air and stay there without a book, magazine, newspaper, or anything else to distract you.
1.                 The word inferior in sentence 1 should be

A.    Left as it is

B.     Changed to worse

C.     Changed to the best

D.    Changed to anterior

E.     Changed to better



Each of the following questions consists of a sentence with all or part of the senten e underlined. Select one phrase that has the same or nearly the same meaning as the original and, follows the requirements of standard written English.

2.                 There is a small number of apples still remaining on the tree.

A.    is a short amount of

B.     is a small amount of

C.     are very few

D.    is very few

E.     were very few



Read each group of sentences, then choose the best answer to the question or the best completion of the statement.

3.                 I like Oliver Twist better than Huckleberry Finn. Dickens is better writer than Twain.

What is happening in the sentences?

A.                A comparison is made in terms of British and American authors.

B.                 A conclusion is drawn on the basis of opinion.

C.                 A conclusion is drawn on the basis of fact.

D.                A comparison is made in terms of growing up in England or America.

E.                 A relationship is drawn between the writing style of Dickens and Twain.

Read the passage to answer questions 4-7

At the turn of the twentieth century, people's attitudes toward money were far more conservative than they are today. Borrowing and being in debt were viewed as a moral failing, almost as a disgrace. Thrift and saving were highly prized, and people who needed to borrow to make ends meet were seen as
careless, unreliable, or extravagant. The focus in the economy as a whole was on developing large corporations like railroads, oil companies, and other companies that produced basic goods and services.

Then, in the 1920s, the economy changed. A huge network of banks and financial institutions developed, helping money to move more quickly and easily through the economy. At the same time, the economy was increasing its focus on consumer goods— clothing, cars, household appliances, and other things that individuals buy. To help promote the sale of these items, consumers were encouraged to buy on credit. If they could not afford an item right away, a store or a bank might lend them the oney, which they could pay back in installments.

With the development of consumer credit and installment purchases, people's attitudes toward debt and spending changed. The model citizen was no longer someone who was thrifty, buying only what he or she needed. People were respected less for being thrifty than for knowing how to use their money to buy as many things as possible— an attitude that persists at the turn of the twenty-first century.



4.                 According to the passage, which of the following is NOT a belief that was commonly held in the early twentieth century?

A.                Owing someone money is a moral failing.

B.                 People who save their money are respectable.

C.                 People who buy as many things as possible are respectable.

D.                People who borrow money for necessities are careless and unreliable.



5.                 What helped money move more quickly through the economy in the 1920s?

A.                The growth of railroads

B.                 The growth of banks and financial institutions

C.                 The rate at which people paid back their loans

D.                The increase in installment purchases



6.                 The author mentions cars as an example of

A.                A consumer good

B.                 A household appliance

C.                 An extravagant purchase

D.                A new invention
7.                 According to the passage, how did the rise of consumer credit change people's attitudes toward debt and spending?

A.                Attitudes toward debt and spending became more conservative.

B.                 People used credit to buy only what they needed.

C.                 Extravagant borrowing and spending became highly prized.


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The average of 5 numbers is 80. If one number is removed, the average becomes 50. Find the removed number.

A.    40

B.     70

C.     150

D.    200


The sum of two numbers is 75 and their ratio is 3:2. Find the numbers.

A.    55 and 20

B.     45 and 30

C.     50 and 25

D.    40 and 35

Complete the following sequence:

A 17, Z 51, B 34, Y 102, _____

A.    C 306

B.     C 85

C.     C 68

D.    Z 68

Consider the following data related to the percentage of expenses to be incurred on publishing of books by ABC publishers and answer questions 15 and 16.

Promotion                   10%

Royalty                          15%

Binding                          20%

Printing                         20%

Transportation           10%

Paper                             25%

The price of the book is marked 33.33% above the Cost Price. If the marked price of the book is Rs. 200, then what is the cost of the paper used in a single copy of the book?

A.    37.5

B.     50.5

C.     25.5

D.    40.5

If 6,000 copies are published and the transportation cost on them amounts to Rs. 82,500. What should be the selling price of the book, so that the publisher can earn a profit of 25%?

A.    172

B.     175

C.     170

D.    178


PAKISTAN ECONOMY, GENERAL KNOWLEDGE & CURRENT AFFAIRS

The most number of wickets in one day international are 534 and are taken by:

A.    Wasim Akram

B.     Waqar Younis

C.     Muttiah Muralitharan

D.    Chaminda Vaas

Trade Development Authority Pakistan, Ali Baba Group and ________ agreed to foster

growth of worldwide exports of products by Small and Medium Enterprises (S & MEs) in Pakistan through e-commerce.

A.    Amazon

B.    Ant Financial
C.     Flipkart

D.    Yayvo.com

The total liquid foreign exchange reserves of Pakistan in September, 2017 were approximately:

A.    US$ 19 Billion
B.     US$ 22 Billion
C.     US$ 16 Billion
D.    US$ 25 Billion

The World Wide Web was invented by:

A.    Tim Berners-Lee

B.     Bob Kahn

C.     Steve Jobs

D.    Bill Gates

XXX --- END OF Paper --- XXX

Disclaimer: The questions provided in the sample are for demonstration purpose only in order to acquaint the candidate with the paper pattern. The number of questions, complexity and depth of coverage may vary in the actual examination.

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Read the following paragraph and identify the main idea/theme.

Currently, Pakistan’s e-commerce is estimated to be a multimillion dollar industry and is growing at a significant rate, which means that as we enter the next decade the e-commerce value may be estimated in billions of dollars. People associated with online shopping say that e-banking transactions would rise very fast if the prevailing culture of cash-on-delivery weakens over time and other modes of payments become popular. The use of mobile wallets (M-wallets), has the potential of boosting both e-commerce volumes as well as e-banking transactions once this concept of payment strengthen its root. The M-wallet concept has just started and the number of active users is yet to grow to a certain level to make an impact. On the other hand, credit cards are doing well and contributing sufficiently to the growth of both e-banking transactions and e-commerce.


The main idea of the passage is to discuss:

A.    The limitations of e-commerce and e-banking in Pakistan

B.     The prospects of e-commerce and e-banking in Pakistan

C.     The risks associated with use of M-wallets

D.    Growth of online shopping in the country

Carefully read the following sentences and answer question 5.

1.     Survey after survey reveals that strategy execution has become a top priority in the executive suite.

2.     Successful ones have instituted formal strategy execution processes.

3.     And, yet, fewer than 15% of organizations around the world report that they are successful at it.

4.     In addition, most of these organizations rely on the Balanced Scorecard to execute strategy.

What should be the correct order of the above sentences in order to form a paragraph?

A.    Sentences: 4, 2, 1, 3

B.     Sentences: 1, 3, 2, 4

C.     Sentences: 2, 4, 1, 3

D.    Sentences: 1, 2, 4, 3

Select the correct meaning of the IDIOM from the given options.

To be in hornet’s nest

A.    A very unpleasant situation

B.     Discussion of the matter without coming to the point

C.     Living within one’s means

D.    A narrow escape from danger
Select the correct ANTONYM of the underlined bold word in the sentence.

I am still dubious about our weekend plan.

A.    doubtful

B.     curious

C.     docile

D.    certain


Select the correct MEANING of the word from the given options.

Culminate

A.    To start a new thing

B.     Reach the point of highest development

C.     Impressed by someone

D.    Very loyal and committed in attitude

Select the correct word(s) from the given options to complete the sentence.

The pedestrians __________ very cautious while crossing the road.

A.    must have

B.     are required to be

C.     were being asked

D.    ought be

Select the correct answer from the given options that best reflects the similar relationship as in the following pair:

TEMPORARY : PERMANENT

A.    Destructive: Antagonist

B.     Upgraded: Improved

C.     Disguised: Shrewd

D.    Moderate: Extreme

ANALYTICAL SKILLS & GENERAL INTELLIGENCE

Select the correct answer from the given options.

Evaluate:

15% of 80% of 90

A.    11.7

B.     13.5

C.     10.8

D.    19.4


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