Saturday, 6 April 2019

State Bank of Pakistan YPIP – 4th Batch Past Paper

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Past Paper

State Bank of Pakistan Banking Services Corporation YPIP – 4th Batch






VERBAL

Question (1) following the passage refers to the numbered sentences in the passage. Answer the question by choosing the best alternative using logic and organization.



When television is good, nothing-not the theater, not the magazines or newspapers-nothing is inferior. But when television is bad, nothing is worse. I invite you to sit down in front of your television set when your station goes on the air and stay there without a book, magazine, newspaper, or anything else to distract you.
1.                 The word inferior in sentence 1 should be

A.    Left as it is

B.     Changed to worse

C.     Changed to the best

D.    Changed to anterior

E.     Changed to better



Each of the following questions consists of a sentence with all or part of the senten e underlined. Select one phrase that has the same or nearly the same meaning as the original and, follows the requirements of standard written English.

2.                 There is a small number of apples still remaining on the tree.

A.    is a short amount of

B.     is a small amount of

C.     are very few

D.    is very few

E.     were very few



Read each group of sentences, then choose the best answer to the question or the best completion of the statement.

3.                 I like Oliver Twist better than Huckleberry Finn. Dickens is better writer than Twain.

What is happening in the sentences?

A.                A comparison is made in terms of British and American authors.

B.                 A conclusion is drawn on the basis of opinion.

C.                 A conclusion is drawn on the basis of fact.

D.                A comparison is made in terms of growing up in England or America.

E.                 A relationship is drawn between the writing style of Dickens and Twain.

Read the passage to answer questions 4-7

At the turn of the twentieth century, people's attitudes toward money were far more conservative than they are today. Borrowing and being in debt were viewed as a moral failing, almost as a disgrace. Thrift and saving were highly prized, and people who needed to borrow to make ends meet were seen as
careless, unreliable, or extravagant. The focus in the economy as a whole was on developing large corporations like railroads, oil companies, and other companies that produced basic goods and services.

Then, in the 1920s, the economy changed. A huge network of banks and financial institutions developed, helping money to move more quickly and easily through the economy. At the same time, the economy was increasing its focus on consumer goods— clothing, cars, household appliances, and other things that individuals buy. To help promote the sale of these items, consumers were encouraged to buy on credit. If they could not afford an item right away, a store or a bank might lend them the oney, which they could pay back in installments.

With the development of consumer credit and installment purchases, people's attitudes toward debt and spending changed. The model citizen was no longer someone who was thrifty, buying only what he or she needed. People were respected less for being thrifty than for knowing how to use their money to buy as many things as possible— an attitude that persists at the turn of the twenty-first century.



4.                 According to the passage, which of the following is NOT a belief that was commonly held in the early twentieth century?

A.                Owing someone money is a moral failing.

B.                 People who save their money are respectable.

C.                 People who buy as many things as possible are respectable.

D.                People who borrow money for necessities are careless and unreliable.



5.                 What helped money move more quickly through the economy in the 1920s?

A.                The growth of railroads

B.                 The growth of banks and financial institutions

C.                 The rate at which people paid back their loans

D.                The increase in installment purchases



6.                 The author mentions cars as an example of

A.                A consumer good

B.                 A household appliance

C.                 An extravagant purchase

D.                A new invention
7.                 According to the passage, how did the rise of consumer credit change people's attitudes toward debt and spending?

A.                Attitudes toward debt and spending became more conservative.

B.                 People used credit to buy only what they needed.

C.                 Extravagant borrowing and spending became highly prized.


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